To the people of Nantucket, Nan is the crazy old woman who goes skinny dipping in her neighbors' pools. Nan could care less what people think, but she does become concerned when her finances start to get a little tight. Soon she is in danger of losing the home she loves. She makes a few changes and soon she has some new folks living in her home. Nan is enjoying her new extended family when her son comes home for the summer. Then a surprise visitor arrives, throwing chaos into everyone's lives.